A sales charge is fixed by prospectus. Buy orders are executed with no
additional fee. Sell orders for load funds are executed for a flat fee of $40
per transaction.
* These fees apply to open-ended mutual funds only. Some funds charge sales
and/or redemption fees, which can be determined by reading the prospectus
for details. You may purchase no load fund shares directly from the fund
without paying transaction fees.
No fee money market accounts with free checkwriting are available.
Fixed Income Investments:
Corporate, Municipal and Zero Coupon Bonds
 | $40 + $4 per $1,000 face amount |
| May act as principle |
| Markup may be included in price |
Treasury Bills, Bonds and Notes
| $40 per trade |
| May act as principle
|
